VTI Dividend Calculator
Calculate the power of quarterly dividend reinvestment with Vanguard Total Stock Market ETF (VTI)
The VTI Dividend Calculatoris the Dividend Reinvestment Plan (DRIP) for the Vanguard Total Stock Market ETF (VTI). This ETF gives you broad access to the entire U.S. stock market and it also offers small, mid and large cap stocks. These stocks help you diversify your portfolio. The goal of VTI is to follow the CRSP US Total Market Index. This VTI DRIP Calculator can help you calculate the Dividend Reinvestment Plan (DRIP) for the VTI ETF with quarterly compounding.
Investment Details
How much you plan to invest initially
Additional amount you’ll invest each month (pooled for quarterly purchases)
How many years you plan to keep investing
Current price as of July 2025 (approximate)
Dividend Settings
VTI’s recent quarterly dividend per share
VTI’s historical dividend growth (e.g., 7%)
Expected annual VTI share price growth (e.g., 9%)
Your estimated tax rate on dividends
Toggle to compare with and without DRIP
VTI Dividend Calculator Results
Enter your investment details and click “Calculate VTI Returns” to see results.
Total Investment
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Final Portfolio Value
$0
Total Return
0%
Total Dividends (After Tax)
$0
Final Year Dividend (After Tax)
$0
Final Year Yield on Cost
0%
With DRIP
$0
Final Portfolio Value
Without DRIP
$0
Final Portfolio Value
DRIP Advantage
0%
Additional Return
Latest VTI Dividend Information & Calendar
ℹ️ Latest Paid Dividend (June 2025)
- 📅 Ex-Dividend Date: June 30, 2025
- 💰 Payment Date: July 02, 2025
- 💵 Quarterly Dividend: $0.9132 per share
VTI Estimated Dividend Payment Schedule 2025
| Quarter | Ex-Dividend Date | Payment Date | Estimated Amount |
|---|---|---|---|
| Q1 | Mar 27, 2025 | Mar 31, 2025 | ~$0.9854 |
| Q2 | Jun 30, 2025 | Jul 02, 2025 | ~$0.9132 |
| Q3 | Sep 29, 2025 (Est.) | Oct 01, 2025 (Est.) | ~$0.95 |
| Q4 | Dec 22, 2025 (Est.) | Dec 26, 2025 (Est.) | ~$1.00 |
💡 Estimated amounts based on historical patterns; actual dividends may vary. Dates are estimates.
VTI Portfolio Overview
Updated Sector Weightings (As of May 31, 2025 – Estimated)
VTI provides broad diversification across various sectors of the U.S. equity market, tracking the total stock market. The approximate weightings are:
💡 Source: Vanguard / Morningstar, as of May 31, 2025. This data represents the most recent publicly available sector allocation.
Updated Top 10 Holdings (As of May 31, 2025—Estimated)
| Ticker | Company Name | Weight (%) |
|---|---|---|
| MSFT | Microsoft Corp. | 6.02% |
| NVDA | NVIDIA Corp. | 5.51% |
| AAPL | Apple Inc. | 5.31% |
| AMZN | Amazon.com Inc. | 3.44% |
| META | Meta Platforms, Inc. | 2.50% |
| AVGO | Broadcom Inc. | 2.00% |
| GOOGL | Alphabet Inc. (Class A) | 1.74% |
| TSLA | Tesla, Inc. | 1.67% |
| BRK.B | Berkshire Hathaway Inc. | 1.57% |
| GOOG | Alphabet Inc. (Class C) | 1.44% |
💡 Source: StockAnalysis / Morningstar, as of May 31, 2025. This is the most recent holding data available; top holdings are updated periodically.
Live VTI Market Data
Understanding VTI Dividend Reinvestment
VTI’s Dividend Strategy History
The Vanguard Total Stock Market ETF (VTI) is designed to give you a broad view of the whole U.S. stock market. It has large-cap, mid-cap and small-cap stocks, and its goal is to match the performance of the CRSP US Total Market Index. This comprehensive approach diversifies the U.S. stock market and comes with Vanguard’s usual low expense ratio.
VTI pays dividends quarterly, typically in March, June, September, and December. While the dividend payments may not be very high compared to funds that focus only on income, VTI is strong because it invests in a wide range of U.S. companies. This gives it a good chance to grow in value over time. Even though the dividend amounts can change, they are paid regularly and help increase the total return for people who invest in VTI.
How to Use the VTI Dividend Calculator for Maximising Long-Term Investment
The VTI Dividend Calculator is an essential tool for anyone who is looking to understand and maximise their long-term investment in this broad ETF market. Below I am explaining it in step by step to effectively use the VTI Dividend Calculator and visualise your potential wealth growth:
Enter Your Investment Details
At first you enter your initial investment amount, any additional monthly contributions and your desired investment period in years. Also, provide the current VTI share price.
Specify Dividend and Growth Settings
And then you enter the VTI’s current quarterly dividend per share, your estimated annual dividend growth rate and the estimated annual share price appreciation. Therefore you do not forget to enter your tax rate to calculate your VTI returns.
Toggle DRIP and Calculate
Here you can use the “Reinvest Dividends (DRIP)” checkbox to compare the scenarios. Then you click on the “Calculate VTI Returns” button to know your detailed investment projections.
Analyze Your Results
In the result section you can review the result in three sections such as summary, yearly breakdown and comparison charts to see how your VTI investment could grow over time, especially if you apply for the power of dividend reinvestment.
Benefits of Tracking VTI Dividends
Steady Income Stream
When you track VTI dividends then it allows you to predict and plan for consistent income from your investment. This is especially good for you who want to make money in the long term investments.
Compounding Returns
If you reinvest the dividends so that you can take advantage of compounding and it helps you speed up your growth for a long time. The VTI Dividend Calculator can help you calculate how much reinvested dividends will be worth in the future.
Performance Insights
You can see how well your investment is doing by watching the performance of VTI dividends. A strong and stable ETF will give you a steady or growing dividend.
Tax Planning
When you know about how much you get in dividends that can help you plan your taxes. You will also know exactly how much taxable income you can expect from your dividends which will help you make the best tax plan.
Goal Setting
You can set specific financial goals with a VTI Dividend Calculator such as how much dividend income you want to get each year and then keep track of how close you are to reaching those goals.
How to Maximize Your VTI Dividend Returns
Reinvest Dividends
One of the best ways to get the most out of your VTI dividends is to reinvest the dividends that you receive. The VTI Dividend Calculator can help you calculate how much more money you could make by reinvesting.
Regular Monitoring
You can use this calculator to keep an eye on your VTI dividends on a regular basis so you know how your investment that you are doing. This helps you decide whether to keep or change your positions.
Adjust Investment Strategy
If your dividend returns are not as high as you thought then you might want to change your strategy by investing more money into VTI or you can try other assets that pay dividends. You can use the VTI Dividend Calculator to see how these changes will affect you.
Tax Efficiency
Use the VTI Dividend calculator to know about the tax-efficient plans such as when you invest in tax-deferred accounts like IRAs where you might not have to pay taxes on dividends right away.
Diversification
VTI is a good dividend stock, but it is also important to know about its variety of stocks. The VTI Dividend Calculator can help you calculate how dividends from different sources can help your portfolio grow as a whole.
Benefits of DRIP with VTI
Comprehensive Market Exposure
VTI offers the best diversification across the whole U.S. stock market which reduces the risk of investing in just one company.
Low Expense Ratio
Vanguard is renowned for its very low-cost ETFs which will give you the best returns in the long term.
Automatic Reinvestment
With DRIP you can automatically reinvest your quarterly VTI distributions without paying transaction fees at most brokerages.
Dollar-Cost Averaging
Reinvesting every three months helps you understand the market volatility by purchasing a number of shares at different prices over a long time.
Strong Long-Term Growth Potential
When you track the total U.S. stock market then VTI provides you with significant long-term capital appreciation potential and dividends.
Simplicity & Passive Investing
VTI is a great investment for you if you want to gain a broad view of the market without having to manage it yourself.
Considerations for VTI DRIP Investing
Market Volatility
Since VTI covers the entire stock market its value can go up and down with the market. During bad times it can lose a lot of value on its own.
Modest Current Yield
The main goal of VTI is to get the best return on your investment and so for that its dividend yield is usually lower than that of ETFs that focus on income.
Tax Implications
Most of the time you may see that the dividends are taxable in the year that you are received, even if you reinvest your dividend income. Therefore you can talk to a tax expert for personalised help.
No Active Management
VTI’s passive strategy means it will not attempt to outperform the total stock market index or actively manage risk when the market goes down.
VTI Dividend Calculator FAQs
VTI pays its dividends every three months and it is usually in March, June, September and December. The amount of the dividend changes but it usually gives you a steady stream of money. The dividends depend on how well the stocks do, and they may change depending on how the market is doing.
VTI is considered a solid long-term investment due to its broad exposure to the U.S. stock market. It provides you diversification in different sectors such as large, mid and small-cap stocks and it will give you the benefit from Vanguard’s low-cost management. However it may not be ideal for those seeking high dividend yields.
The 5-year return of VTI typically shows strong growth because it has a wide range of market exposure. Therefore the returns on this ETF is totally depends on the market conditions but it usually follows the overall U.S. stock market’s performance which means it will increase in value over time.
VTI is a great choice for long-term investors because it gives you a wide range of exposure to the U.S. stock market. If you hold VTI for five to ten years or longer, you can benefit from compounding and the potential for long-term growth. Therefore you can check on your investment to make sure your strategies are still working or not.
VTI’s annual return depends on the overall market performance. In the past, VTI has given average annual returns of 7% to 10%, but this can change. Dividends, market growth, and the rise in share prices are other things that affect the return.
The dividend yield for VTI in 2025 should be between 1.5% and 2%, but it could change depending on market conditions. The yield is lower than that of some ETFs but it has a lot of potential for capital growth and diversification across the U.S. stock market.