How Much Dividend Does SCHD Pay

The dividend yield of an ETF like SCHD is an essential factor for investors who rely on dividends as a primary source of income. SCHD’s dividend yield is the percentage of its current stock price that the organization pays out in the form of dividends to its shareholders.

As of 2025, the SCHD annual dividend rate typically is between 3.5% to 4.0%. This yield may fluctuate based on market conditions but SCHD is known for its providing comparatively high yield compared to many other ETFs.

For those interested in understanding how their investments in SCHD can grow over time then you use the SCHD Dividend Calculator which can help you estimate potential earnings based on the number of shares you have and the current dividend payout. This tool simplifies the process of projecting quarterly and annual income, empowering investors to plan your financial future more effectively.

Therefore as we know that the dividends of SCHD are paid on a quarterly basis and they are basically paying the dividends on the month of March, June, September, and December. The quarterly dividend schedule is perfect for those investors who prefer regular cash inflows to boost their income or reinvest in other shares of SCHD via a dividend reinvestment arrangement (DRIP).

SCHD Dividend History: A Look at Past Distributions

If you look at the SCHD’s dividend history, it reveals that along with the ETF for the past ten years they are also consistently rewarding its shareholders. That means the dividend history of the SCHD ETF demonstrates a track record of reliable growth.

• In 2021, SCHD paid a quarterly dividend of around $0.47 per share.
• Then in 2022 the quarterly dividend increased to about $0.54 per share.
• For 2023 the dividend of the SCHD has reached $0.58 per share per quarter which is reflecting a steady increase in its payout.

This historical data shows that SCHD has not only maintained its dividend payments but has also demonstrated consistent growth in these payouts. So if you are an investor and looking for the stability in your income then this ETF provides you confidence by continue paying competitive dividends.

How SCHD’s Dividend Payments Compare to Other Dividend ETFs

When you compare SCHD’s dividends to other dividend-focused ETFs then SCHD stands out due to its strong yield combined with low expenses. While many dividend ETFs also provide a safe and steady yield, the SCHD’s history of rising dividends will separate from others.  Now if I will tell you about the Vanguard High Dividend Yield ETF (VYM) which offers a 3.0% dividend yield and it is lower than the SCHD’s typical yield. Again another ETF stock like DVY (iShares Select Dividend ETF) also pays a yield of around 3.5% but it is also a less consistent record of dividend growth compared to SCHD.

Additionally SCHD tends to have a more concentrated portfolio of stocks by focusing on large-cap U.S. companies and many of which have a strong history of increasing dividends.

SCHD is often favoured over other ETFs due to its performance. It has shown a solid balance between high dividends and long-term capital appreciation. For investors seeking consistent income and growth, SCHD performs better than other dividend ETFs in the same category.

Factors That Impact SCHD’s Dividend Payouts

There are several factors that influence the SCHD’s dividend payouts and I am explaining the factors that you need to know about it:

• SCHD’s dividend yield could fluctuate depending on the ETF’s performance and the market environment. At the time of writing, SCHD’s dividend yield was approximately 3.5%. This rate is determined by dividing an annual payout by the share price of the ETF. You must know that the dividend yield is not set and can fluctuate with market conditions.
• SCHD holds high-quality U.S. dividend-paying stocks, mainly from industries like technology, healthcare and consumer essentials. The dividend payouts of these companies play an important role in SCHD’s overall dividend distribution. If the companies within SCHD’s portfolio increase their dividends then it will directly impact SCHD’s payouts.
• SCHD is designed for long-term dividend growth. Over the years SCHD has provided investors with a track record of increasing dividends. For example in 2024 the dividend for SCHD in 2024 was $2.01 per share. This was an increase from the previous year’s dividend of $1.92. This constant growth is a major point for investors.
• Economic factors like interest rates, inflation and market volatility may affect dividend payments. When the economy is in a downturn businesses may cut dividends to help maintain financial stability. This may alter the payout of dividends from SCHD.
• SCHD offers a Dividend Reinvestment Plan (DRIP) that allows investors to invest their dividends on a regular basis. Reinvesting dividends can increase gains over time by increasing the value for long-term investors.

How to Calculate Your SCHD Dividend Income

To calculate your SCHD dividend income, you need to know the number of shares you own and the current quarterly dividend payout. And to calculate your SCHD Dividend income you can follow the given formula.

Dividend Income = Number of Shares Owned × Dividend per Share

For example, if you have 100 shares of SCHD and the quarterly dividend payout is $0.60 then you will earn as a dividend on a quarterly basis:

100 shares × $0.60 = $60 per quarter

This means that you will receive $60 every quarter from your SCHD investment. Therefore if you want to estimate the annual dividend then you simply multiply the quarterly dividend by 4:

$60 × 4 = $240 per year

This amount would be your annual dividend income from 100 shares of SCHD, and I assume the dividends will remain at the same level.

Is SCHD a Good Dividend Stock for Passive Income in 2025?

In 2025 the SCHD ETF will remain an excellent choice for investors who are seeking passive income because of its strong historical dividend growth with reliable payouts and solid results in the U.S. stock market. Therefore the SCHD offers a yield of around 3.6% and focuses on high-quality & dividend-paying companies which are an attractive option for investors.

Furthermore, the SCHD can also provide diversification through holding 100 top-quality U.S. dividend-paying companies in different sectors such as healthcare, technology or consumer goods. And this diversification helps the investors reduce their risk compared to investing in individual stocks and this ETF also offers stability even during market fluctuations.

Additionally the low cost percentage for SCHD ETF stands at 0.06% which makes it an attractive choice for investors who are looking to invest over the long term. Lower fees enable investors to keep more of their profits which is vital to growing their wealth over time.

How does SCHD dividend tax impact investors?

Dividend income from SCHD comes under taxation and the tax treatment depends on your specific circumstances. Suppose you hold SCHD in a tax-advantaged account like a Roth IRA or 401(k) then you may be able to avoid paying taxes on the dividends. However if you hold SCHD in a taxable account then you will likely have to pay taxes on the dividends received.

The dividend tax rate depends on whether the dividends are qualified or non-qualified. Qualified dividends are taxed at a lower rate than non-qualified dividends. And if you are a qualified dividend holder then you come under the income tax bracket such as 0%, 15% or 20% but for non-qualified dividend holders have to tax at ordinary income tax rates which can be higher than the rates for qualified dividends.

According to the 2025 report, the tax rate on qualified dividends is typically 15% for most taxpayers but it can range from 0% to 20% depending on your income level.

To minimize taxes on your SCHD dividends you might consider holding the ETF in a tax-advantaged account or focusing on qualified dividends. Therefore I can also say that you should always consult with a tax professional to determine the best strategy for minimizing your tax liabilities based on your personal situation.

So as of now you understand that SCHD continues to be one of the best dividend-paying ETFs available today. With a strong dividend yield, consistent growth in payouts and low expense ratios, SCHD offers both income and long-term growth potential for investors. It stands out for its focus on high-quality companies that consistently increase dividends and its commitment to paying reliable quarterly dividends. For those seeking reliable passive income with growth potential then SCHD remains a solid choice in 2025 and beyond.

Frequently Asked Questions

What is SCHD’s current dividend yield

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The dividend yield of the SCHD typically ranges between 3.5% and 4.0% as of 2025. This yield fluctuates based on the ETF’s performance and market conditions but it remains competitive as compared to the other dividend-focused ETFs.

How often does SCHD pay dividends

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SCHD pays the dividends in quarterly basis and they are mostly giving with distributions made in March, June, September, and December. This schedule allows you to receive regular cash inflows or reinvest your dividends through a DRIP (Dividend Reinvestment Plan).

How does SCHD compare to other dividend ETFs?

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SCHD stands out due to its strong yield and consistent dividend growth. As compared to the ETFs like VYM (3.0% yield) and DVY (3.5% yield) the SCHD offers you a higher yield and a more stable history of rising dividends, making it a preferred option for dividend-focused investors.

What factors affect SCHD’s dividend payouts?

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There are several factors that influence the SCHD’s dividends such as:

• The performance of its portfolio companies which primarily include large-cap U.S. dividend payers
• Economic conditions such as interest rates and inflation.
• Market volatility and potential cuts to dividends by underlying companies.

How do I calculate my SCHD dividend income?

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To calculate your SCHD’s dividend income:

• First of all you can do it by the normal formula i.e Dividend Income = Number of Shares Owned × Dividend per Share.
• For example, if you own 100 shares and the quarterly dividend is $0.60, you will earn $60 per quarter or $240 annually.
• Or you can also do it by using our SCHD Dividend Calculator where you do not need to take the burden of using formulas. And you will find it on the schdcalc.com

Is SCHD a good choice for passive income in 2025?

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Yes SCHD remains a solid option for passive income in 2025. It offers you a reliable dividend yield of approximately 3.6% and focuses on high-quality U.S. dividend-paying companies. Its diversification across different sectors helps you reduce risk and provides you stability even during market fluctuations.

What are the tax implications of SCHD dividends?

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If you hold SCHD in a taxable account you must pay taxes on the dividends. Qualified dividends are taxed at a lower rate (0%, 15%, or 20%), while non-qualified dividends are taxed at ordinary income rates. So to minimize your taxes then you must consider of holding SCHD in a tax-advantaged account like a Roth IRA.

What is SCHD’s expense ratio?

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SCHD has a low expense ratio of just 0.06%. This is beneficial for investors because it helps you maximize your returns by minimizing the cost of managing the fund.

How can SCHD provide diversification?

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SCHD invests in a diverse range of high-quality U.S. companies across sectors like technology, healthcare, and consumer goods. This broad diversification helps you reduce your risk as compared to investing in individual stocks and ensures you stability even during economic downturns.