Not Financial Advice

SCHDCalc.com does not recommend that any security, investment product, or strategy be suitable for a particular investor. The decision to invest in any securities, particularly ETFs like SCHD, should be based on your own due diligence, investment objectives, risk tolerance, and financial situation.

We strongly recommend consulting with a qualified financial advisor, accountant, or legal professional before making any investment decisions or financial transactions.

Calculator Limitations

Our dividend calculators are designed to provide estimates based on historical data and user inputs. These calculators are subject to the following limitations:

• Hypothetical Results: All calculations are hypothetical and represent projections based on the information provided and certain assumptions.
• Historical Performance: Our default values are based on historical SCHD performance data. Past performance is not indicative of future results.
• Simplified Models: Our calculators use simplified mathematical models that may not account for all variables that could affect actual investment outcomes.
• Market Fluctuations: Stock prices, dividend yields, and dividend growth rates are subject to market fluctuations and may be affected by various economic, political, and company-specific factors.

No Guarantees

SCHDCalc.com makes no guarantees regarding:

• The accuracy, completeness, or timeliness of the information provided
• The future performance of SCHD or any other investment
• Future dividend payments, dividend growth rates, or share price appreciation
• Investment returns or income generated from using our calculators or following any information provided on our website

No Affiliation with Charles Schwab

SCHDCalc.com is not affiliated with, endorsed by, or sponsored by Charles Schwab & Co., Inc., or any of its subsidiaries or affiliates. “SCHD” and “Schwab U.S. Dividend Equity ETF” are trademarks or service marks of Charles Schwab & Co., Inc., and are used here for reference purposes only.

Third-Party Information

Our website may include information and data obtained from third-party sources. While we strive to use reliable sources, we cannot guarantee the accuracy, completeness, or reliability of third-party information. Users should independently verify any information before relying on it.

External Links

Our website may contain links to external websites that are not operated by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We strongly advise you to review the terms and conditions and privacy policy of any third-party website you visit.

Updates to Calculations and Data

We strive to update our calculator default values periodically based on the latest SCHD performance data. However, there may be delays in updating this information, and the default values may not reflect the most current data available at all times.

Users are encouraged to verify current SCHD data (such as share price, dividend yield, and historical growth rates) from official sources before making investment decisions.

Investment Risk

All investments involve risk, including the possible loss of principal. ETF investments are subject to market fluctuations, and when sold, may be worth more or less than their original cost. Dividend payments are not guaranteed and may be reduced or eliminated at any time.

Specific risks associated with dividend ETFs like SCHD may include:

• Market risk
• Sector concentration risk
• Interest rate risk
• Dividend reduction or elimination by underlying companies
• Management risk
• Tracking error risk

Tax Implications

Our calculators may provide estimates of potential investment returns, but they do not account for tax implications, which can significantly affect actual investment outcomes. Tax laws are complex and subject to change and vary based on individual circumstances. We recommend consulting with a qualified tax professional regarding the tax implications of your investments.

Changes to This Disclaimer

We reserve the right to update or modify this disclaimer at any time without prior notice. Changes will be effective immediately upon posting on this website. Your continued use of SCHDCalc.com after any such changes constitutes your acceptance of the new disclaimer.

Your Responsibility

By using SCHDCalc.com and its calculators, you acknowledge that you are using the information at your own risk. You agree that you are solely responsible for verifying any information before relying on it and for any decisions you make regarding your investments.

Contact Us

If you have any questions about this disclaimer, please contact us:

• By email: legal@schdcalc.com
• By using our contact form: Contact Page