SCHD Dividend Calculator
Calculate your potential dividend income from Schwab U.S. Dividend Equity ETF (SCHD) investments and see the power of dividend growth over time.
Estimate Your SCHD Dividend Income
Investment Details
Dividend Settings
Why Use SCHDCalc.com?
Fast & Accurate Calculations
Easily calculate SCHD dividend income with compound growth, yield on cost, and precise projections for various timeframes.
Multi-Scenario Comparison
Compare different investment strategies with our calculator to see how various contribution amounts and dividend reinvestment options affect your returns.
Privacy First
Your calculation data never leaves your browser — we prioritize security with no data storage and complete privacy.
Mobile Friendly
Full-featured calculator on all devices—no app needed with responsive design for smartphones, tablets, and desktops.
Visual Analysis
Beautiful charts for quick insight into your investment growth with clear visual breakdowns of dividend income, portfolio value, and yield metrics.
Research-Based Defaults
Our calculator uses actual historical SCHD data for dividend growth and share price appreciation, giving you realistic projections based on past performance.
Our Complete SCHD Calculator Suite
Comprehensive financial tools to optimize your SCHD investments and maximize returns
SCHD Yield on Cost Calculator
Calculate your true yield based on your original investment cost rather than current market value. See how your effective yield grows over time with dividend increases.
SCHD vs Inflation Calculator
See the true value of your SCHD investment after accounting for inflation. Understand how inflation erodes your returns and how dividend growth protects your purchasing power.
SCHD Tax Calculator
Determine your actual returns after income tax deductions based on your tax bracket. Get insights on IRS implications and strategies to minimize tax liability on dividend income.
SCHD Dividend Reinvestment Tool
Create a strategic dividend reinvestment plan to maximize returns. Analyze the compounding effect of reinvested dividends with this powerful DRIP calculator.
SCHD Retirement Income Calculator
Calculate how much SCHD you need to generate your desired retirement income. Project dividend growth to determine when your portfolio can support your lifestyle needs.
SCHD vs Other ETFs Comparison
Compare SCHD against other popular dividend ETFs like JEPI, VYM, HDV, and DGRO to determine which offers better returns for your financial situation and investment goals.
SCHD Portfolio Builder
Analyze how adding SCHD to your portfolio affects your overall returns and dividend income. Optimize allocation percentages to balance growth and income objectives.
SCHD Historical Analysis Tool
Analyze SCHD’s dividend history, growth rates, and performance during different market conditions. Understand historical patterns to make better investment decisions.
About SCHD: The Schwab U.S. Dividend Equity ETF
The Schwab U.S. Dividend Equity ETF (SCHD) is a popular exchange-traded fund that tracks the Dow Jones U.S. Dividend 100™ Index. It’s designed to provide investors with exposure to high-quality, dividend-paying U.S. companies.
SCHD has become one of the most popular dividend ETFs among income-focused investors due to its combination of current income and growth potential. The fund focuses on companies with strong fundamentals, consistent dividend payments, and the potential for dividend growth.
What sets SCHD apart from other dividend ETFs is its focus on quality metrics and its relatively low expense ratio. The fund screens for companies with at least 10 consecutive years of dividend payments, giving cash flow to debt ratio, return on equity, and dividend yield.
Key Benefits of SCHD
- Strong historical dividend growth (approximately 9.33% CAGR over the past 10 years)
- Focus on quality companies with consistent dividend payments
- Low expense ratio (0.06%)
- Diversification across multiple sectors
- Solid total return potential through capital appreciation and dividend income
- Potential for outperforming the broader market over long periods
SCHD Dividend History & Performance
Dividend Growth
Since its inception in 2011, SCHD has demonstrated impressive dividend growth. The ETF started with a dividend of just $0.13 per share in its first year and has grown to over $1.04 annually as of 2025, representing an impressive compound annual growth rate (CAGR) of over 9% for more than a decade.
This consistent growth is one of the key reasons why SCHD has become so popular among dividend growth investors. The combination of a reasonable current yield and strong dividend growth creates a powerful compounding effect over time, especially when dividends are reinvested.
While past performance doesn’t guarantee future results, SCHD’s focus on quality companies with strong fundamentals positions it well for potential continued dividend growth going forward.
Recent Dividend Payments
| EX-DATE | DIVIDEND AMOUNT | TTM YIELD | SHARE PRICE |
|---|---|---|---|
| 03-26-2025 | $0.249 | 3.74% | $27.80 |
| 12-11-2024 | $0.265 | 3.75% | $28.25 |
| 09-25-2024 | $0.252 | 3.62% | $27.79 |
| 06-26-2024 | $0.275 | 4.26% | $25.81 |
| 03-20-2024 | $0.204 | 3.08% | $26.41 |
Historical Growth Metrics
5-Year Dividend CAGR
11.44%
10-Year Dividend CAGR
9.33%
5-Year Total Return
12.73%
10-Year Total Return
10.47%
Note: Past performance data can potentially skew results. Historical metrics are provided for informational purposes only.
Frequently Asked Questions
SCHD (Schwab U.S. Dividend Equity ETF) is an exchange-traded fund that tracks the Dow Jones U.S. Dividend 100™ Index. It focuses on quality U.S. dividend-paying companies with strong fundamentals and consistent dividend payments.
SCHD pays dividends quarterly, typically in March, June, September, and December. The exact ex-dividend and payment dates may vary slightly each quarter.
As of May 2025, SCHD has a forward dividend yield of approximately 4.04%, based on the current share price. This yield may fluctuate with changes in share price and dividend payments.
Dividend reinvestment, or DRIP, is the process of using dividend payments to purchase additional shares of the same investment automatically. This strategy compounds returns over time by increasing the number of shares you own, which in turn generates more dividends.
Our SCHD calculator helps you project potential future dividend income and portfolio growth based on your inputs. It uses historical growth rates for SCHD as default values, but you can adjust these to create custom projections based on your own expectations.
Yield on cost represents the annual dividend income divided by your original investment amount. As dividends grow over time, your yield on cost increases even if the current market yield remains the same. It’s a measure of how effective your initial investment has become at generating income.
While we cannot provide personalized investment advice, SCHD has historically provided a combination of dividend income and capital appreciation. Whether it’s suitable for you depends on your investment goals, risk tolerance, and overall portfolio. Consider consulting with a financial advisor for personalized guidance.
The calculator provides estimates based on the inputs you provide. While the default values reflect historical performance, future results may vary significantly. The projections should be used for educational purposes and not as guarantees of future performance.
SCHD is often compared favorably to other dividend ETFs due to its focus on quality companies with strong dividend growth histories, low expense ratio (0.06%), and relatively high yield. Compared to ETFs like VYM, HDV, or DGRO, SCHD typically offers a good balance of current income and growth potential. However, each ETF has its own investment strategy and risk profile.
Latest from Our Blog
Expert insights and analysis on SCHD and dividend investing strategies
No blog posts found. Check back soon for updates on SCHD dividend strategies and analysis.