Free SCHD Dividend Growth Calculator
Calculate your potential dividend income from Schwab U.S. Dividend Equity ETF (SCHD) investments and see the power of dividend growth over time.
Estimate Your SCHD Dividend Income
Use our comprehensive calculator to project your SCHD investment returns
Your Projected SCHD Investment Growth
Here’s a summary of your SCHD investment projections over the selected period.
Total Investment
$0
Final Portfolio Value
$0
Total Return
0%
Final Annual Dividend
$0
Total Dividends Received
$0
Portfolio Value Growth
Annual Dividend Income
Yearly Breakdown
| Year | Share Price | Shares Owned | Annual Dividend | Portfolio Value | Yield on Cost |
|---|
Want to see how different inputs affect your results?
Why Use Our SCHD Dividend Calculator?
Fast & Accurate Projections
Get instant dividend projections with our high-performance calculator using real SCHD historical data.
Fully Mobile Responsive
Full-featured calculator on all devices with responsive design for smartphones, tablets, and desktops.
Intuitive Visual Analysis
Beautiful charts for quick insight into your investment growth with clear visual breakdowns.
Research-Based Defaults
Uses actual historical SCHD data for realistic projections based on past performance.
Our Complete SCHD Calculator Suite
Comprehensive financial tools to optimize your SCHD investments and maximize returns
Income & Dividend Planning Tools
Growth & Compounding Tools
Retirement & Long-term Planning
Analysis & Comparison Tools
Latest SCHD Dividend Information & Calendar
March 2025 SCHD Dividend Information (Q1)
- Ex-Dividend Date: March 26 (Wednesday)
- Dividend Payment Date: March 31 (Monday)
- Quarterly Dividend: $0.2488 (Confirmed)
Check SCHD real-time yield, price, and full dividend history
SCHD Dividend Calendar 2025
| Ex-Dividend Date | Time Period | Record Date | Pay Date |
|---|---|---|---|
| March 26, 2025 | Q1 | March 26, 2025 | March 31, 2025 |
| June 25, 2025 | Q2 | June 25, 2025 | June 30, 2025 |
| September 24, 2025 | Q3 | September 24, 2025 | September 29, 2025 |
| December 10, 2025 | Q4 | December 10, 2025 | December 15, 2025 |
Top 10 SCHD Portfolio Holdings (As of June 14, 2025)
Below are the top 10 holdings of SCHD as of June 14, 2025, showing their current weighting within the ETF.
| Ticker | Company Name | Weight (%) |
|---|---|---|
| COP | ConocoPhillips | 4.51% |
| LMT | Lockheed Martin | 4.20% |
| KO | Coca-Cola | 4.19% |
| VZ | Verizon | 4.15% |
| MO | Altria | 4.15% |
| CSCO | Cisco | 4.15% |
| TXN | Texas Instruments | 4.13% |
| CVX | Chevron | 4.00% |
| AMGN | Amgen | 3.86% |
| HD | Home Depot | 3.80% |
SCHD Sector Allocation (As of May 7, 2025)
Among the sectors included in SCHD’s portfolio, Energy and Consumer Staples have the largest allocations. The relatively low weight of the IT sector provides stability by reducing volatility.
The sector allocation has seen significant changes with Energy now being the largest sector at 21.08%, followed by Consumer Staples at 19.06%. This represents a shift from the previous allocation where Financials had a higher weight.
The updated sector allocation reflects SCHD’s focus on stable dividend-paying companies. Energy companies have increased their dividend programs, making them a larger part of the ETF.
Understanding the SCHD Dividend Calculator
The SCHD Dividend Calculator is a great way to figure out how well the Schwab U.S. Dividend Equity ETF (SCHD) might do. It helps investors make smart choices by estimating dividend income based on certain investment criteria. In the SCHD Dividend Calculator, you can enter information about your investments, and based on market conditions, you can see how much return you will get in the long term.
The Schwab U.S. Dividend Equity ETF (SCHD) is a popular dividend ETF that follows the Dow Jones U.S. Dividend 100 Index. It gives investors a chance to invest in great U.S. companies that are known for paying steady, growing dividends. SCHD depends on the companies that have paid dividends for at least 10 years in a row. The screening process uses qualitative metrics like the dividend yield, return on equity, and cash flow to debt ratio. Many people choose SCHD because it helps them build a portfolio with various investments and reliable dividend income.
The SCHD Dividend Calculator can help you figure out the best way to invest by looking at how dividends have grown in the past. Over the last ten years, SCHD has had a compound annual growth rate (CAGR) of about 9.33%, which makes it a strong candidate for steady returns. The SCHD Dividend Calculator uses this information to guess how much investors could make in the future based on their preferences.
Key Benefits of Investing in SCHD
- Strong historical dividend growth (approximately 9.33% CAGR over the past 10 years)
- Focus on quality companies with consistent dividend payments
- Low expense ratio (0.06%) for cost-effective investing
- Diversification across multiple sectors for reduced risk
- Solid total return potential through capital appreciation and dividend income
- Pays qualified dividends which may receive preferential tax treatment
You can use the SCHD Dividend Calculator to see how these benefits affect your overall return. The SCHD Dividend Calculator also considers diversification, which helps lower risk and shows how much money you could make from capital gains and dividends.
SCHD Key Metrics
How Much Income Can You Expect by using SCHD Dividend Calculator?
The SCHD Dividend Calculator helps you estimate your potential income by showing the annual dividend yield of the SCHD ETF. This calculator uses the current share price and dividend data to calculate the annual dividend yield. The dividend yield is a crucial indicator for an investor because it shows how much income an investor can expect by holding this stock. The formula for dividend yield is straightforward:
Dividend Yield Formula
Dividend Yield = (Annual Dividend Per Share / Share Price) × 100%So, when you enter the share price of SCHD into the calculator along with the annual dividend, you can calculate your expected dividend income. For example, if the share price of SCHD is $70, and the annual dividend is $2.50 per share, the dividend yield would be calculated as:
Example Calculation
($2.50 / $70) × 100% = 3.57%This means that for each share of the SCHD ETF, you, as an investor, would earn approximately $3.57/share in annual dividends.
How to Maximize your Returns with the SCHD Dividend Reinvestment Calculator
Maximizing the returns from the investment is a key strategy for many investors who want to grow their wealth through dividends. The SCHD Dividend Calculator (also known as DRIP) helps investors by showing how their reinvesting dividends can help increase total returns for a long period.
So when dividends are reinvested to purchase more shares of SCHD, you will get the compounding benefit to grow your portfolio. This reinvestment strategy leverages the power of compound interest and growth, making your investments work harder for you.
The Dividend Reinvestment Plan (DRIP) allows you to automatically reinvest your dividends, which will give you additional shares of the ETF. For example, if you receive $50 in dividends and reinvest it into more SCHD shares, you can purchase additional stock based on the current share price.
This strategy significantly enhances your long-term growth because it allows your portfolio to grow at a faster pace by benefiting from both compound returns and the increasing value of shares. In fact, reinvesting your dividends is often associated with the compound growth effect that leads to higher total returns over time.
How to Build your Dividend Snowball Using the SCHD Dividend Snowball Calculator?
One of the most powerful investment strategies for building wealth is creating a dividend snowball. The SCHD Dividend Calculator is designed to help investors track the growth of their dividends and visualize how their portfolio can expand over time with reinvested earnings.
The idea behind a dividend snowball is simple: by reinvesting dividends, you buy more shares, which then generate more dividends in the next period. If you are planning to invest for the long term, then this leads to a snowball effect, where your dividends grow at an increasing rate.
Suppose you start with 100 shares of SCHD, and the SCHD is providing a yield of $2.50 per share annually. Then, purchasing the 100 shares would generate $250 in dividends in the first year. If you reinvest those dividends into more shares, your portfolio grows, and in the following year, you earn more dividends due to the larger number of shares.
The SCHD Dividend Calculator makes it easy to project how much your income will grow as your stock holdings increase, so you must thank reinvestment. This approach relies on compound growth, which makes it a powerful tool for long-term investors.
Projecting Future Income using SCHD Dividend Calculator
The SCHD Dividend Calculator also helps investors estimate future income based on projected dividend growth. Unlike a standard dividend yield calculator, the dividend growth calculator factors in how dividends are expected to increase over time. This is crucial because many stocks (like SCHD) have a history of increasing their dividends year after year, which boosts the value of your future dividend income.
To calculate future income, the SCHD Dividend Calculator uses the historical dividend growth rate, which is often referred to as CAGR (Compound Annual Growth Rate). If the dividend growth rate is 6%, and you invest $10,000 in SCHD, then your dividends will grow over a long time. In the first year, you may earn $600 in dividends, but in the second year, that number could increase to $636, and I assume a 6% growth rate.
When and How Much Will You Get Paid Using the SCHD Dividend Calculator?
Before investing, you need to research when and how much you will be paid in dividends, which is essential as an investor. When you see the previous history, it will help you understand the previous track record. With the help of SCHD’s dividend history performance, you will learn about its previous dividend payout track record.
SCHD pays dividends quarterly, and the amount is based on the number of shares you hold. The dividend payment dates are fixed and predictable, making it easy for you to plan your finances. For example, if SCHD pays $2.50 per share annually and you own 100 shares, you would receive $250 in dividends over the year. Dividends are usually paid in four equal instalments, meaning you would receive $62.50 every quarter.
How to Use the SCHD Dividend Calculator
Input Your Investment Details
Start by entering your initial investment amount, any planned monthly contributions, and your desired investment timeframe. These foundational inputs are crucial for accurate dividend projections. You must adjust for expected share price growth to better calculate your portfolio’s performance over time.
Verify Current SCHD Data
The calculator automatically fills in the current SCHD share price and dividend information. You can adjust these values based on your market expectations or personal analysis. This helps ensure that your investment strategy is in line with current market conditions.
Customize Growth Assumptions
Tailor your projections by configuring the estimated dividend growth rate and share price appreciation rate. While default values reflect SCHD’s historical performance, you can customize them for different investment scenarios. For example, adjusting the annual dividend yield assumption will provide a more accurate long-term growth forecast.
Select Dividend Reinvestment
Choose whether to automatically reinvest your dividends (DRIP) for accelerated compounding or receive them as direct income. This choice significantly impacts your long-term wealth accumulation.
Analyze Detailed Results
After calculation, review the comprehensive results including portfolio value growth, annual dividend income, and yearly breakdown. These insights help you understand the potential of your SCHD investment strategy.
Compare Different Scenarios
Use the recalculate feature to test various investment scenarios by adjusting your inputs. This helps you find the optimal strategy for your financial goals and risk tolerance.
Frequently Asked Questions (FAQ)
It provides reasonably accurate projections if you fed current SCHD share price and dividend growth inputs. It relies on historical data but future market conditions can differ. It is best for rough estimates, but it is not guaranteed predictions.
With the help of DRIP (Dividend Reinvestment Plan), you can payout automatically buy more shares. If you don’t need the money right now then it is a good idea to invest in it because it will grow over time.
SCHD distributes dividends quarterly by paying four times annually with a consistent schedule.
Over the past decade, SCHD has delivered around a 9–10% annual dividend growth rate and approximately 7% share-price CAGR.
SCHD offers a higher current yield (~3.9% SEC yield) and a low 0.06% expense ratio. Against VIG, it favours yield over growth; versus SPHD, it trades some yield for quality and stable growth.
What is a Dividend Reinvestment Plan (DRIP) and How Does it Work?
How Much Dividend Does VYM Pay 2025 Per Share
How Much Dividend Does SCHD Pay
